Protect Yourself with XS Wear

A lease agreement holds you financially responsible for the condition of your vehicle’s interior and exterior when our vehicle is returned. With XS Wear, you are protected against many out-of-pocket expenses incurred from excess wear and tear charges.

Your primary auto insurance carrier may pay for certain types of damage to your vehicle. However, you usually pay for excess wear and tear. Don’t get blindsided by unexpected out-of-pocket expenses.

Protect yourself from:

  • Chipped and cracked glass
  • Tires and wheels
  • Dings, dents, scratches, and chipped paint
  • Upholstery stains, burns, and tears

XS Wear covers most wear-and-tear that may result in additional costs

Program Terms:

  • Coverage up to $3750 of wear-and-tear charges, as detailed in the lease schedule guidelines
  • Deductible may apple
  • Coverage applicable upon lease contract maturity
  • Valid for lease terms of 24 to 60 months and 12-month extensions of contractual terms


  • Upholstery stains
  • Dents, scratches, and dings
  • Worn tires – excluding winter tires
  • Cracked/broken glass
  • Paint damage
  • Bumper damage
  • Excess kilometers up to 999 kms


  • Damage due to dishonest, intentional, fraudulent, criminal, or illegal acts
  • Damage due to a single incident over $1,000 which would normally be covered by an automobile policy
  • Damage resulting from any race, speed contest, or other contest
  • Loss if the odometer has been stopped, altered, tampered with, or disconnected
  • Missing parts of $150 or greater value
  • Damage or loss to any parts added to the vehicle after delivery
  • Coverage limited to a maximum of $1,750 or 50% of normal coverage amount, if the vehicle has been driven an average of 40,000 or more kilometres per year
  • Mechanical items, substandard repairs, or winter tires
  • Other exclusions may apply; refer to Terms and Conditions set out in the XS Wear schedule

Program Eligibility:

  • Current model year new vehicles only
  • Coverage must be purchased prior to delivery of the leased vehicle
  • Coverage available on all models
  • Not valid for vehicles used for commercial purposes, in public transportation, carrier/delivery service, daily rental, police, fire, or ambulance


  • See your Sales Consultant or Finance Manager for enrollment details!

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